Does My Spouse Need Life Insurance if He or She Doesn’t Work?
Posted: February 22, 2021
Does My Spouse Need Life Insurance if He or She Doesn’t Work?When one spouse is the primary breadwinner, it is obvious why that person needs life insurance to protect the family. But a stay-at-home spouse needs life insurance, as well. Just because a person is not working at a paying job, that does not mean he or she lacks financial value. Consider what it would cost to pay another person for the services a stay-at-home spouse...
What Do I Need To Know For Medicare Open Enrollment?
Posted: February 21, 2021
What Do I Need To Know For Medicare Open Enrollment?The first thing you need to know about Medicare open enrollment is the time frame. The window for fall open enrollment begins on October 15 and runs through December 7. Fall open enrollment is also called the annual election period. Any changes you make during this enrollment period become effective on January 1 of the following year. You can enroll in, drop, or switch your...
Do I Really Need Cyber Liability Insurance?
Posted: February 19, 2021
Do I Really Need Cyber Liability Insurance?Cybercrime has become a common occurrence. A data breach can have a tremendous impact on the health and finances of a business. If your company’s data was stolen in a cyber incursion, it can damage its reputation, expose it to liability, and interrupt business operations. Cyber liability insurance allows you to transfer some of that risk to an insurance company. What Are the Cyber Risks...
How to Prepare Your Car for Spring
Posted: February 16, 2021
How to Prepare Your Car for SpringSpring is upon us, and the time is here to get your car ready for warmer weather and more driving. Harsh winters can take a toll on a vehicle. Essential maintenance now can help prevent major, expensive problems from developing when your time on the road increases in the warmer months. The following tips can help save you time and money in the future. Wash...
How to Choose a Life Insurance Beneficiary
Posted: February 16, 2021
How to Choose a Life Insurance BeneficiaryLife insurance is important to protect your family’s financial future. Who you name as a beneficiary can be just as important as your initial decision to purchase life insurance. It’s a big job, which is why it’s important to choose the right person – someone who’s trustworthy and knows what matters most to you. Your local ERIE agent is here to help you determine the...