Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.
The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.
Many people have been choosing Reich Insurance to insure their cars and other vehicles. Initially they come to us because of our fair and competitive prices, but then soon discover that we also provide excellent customer service.
There is a lot to think about when it comes to auto insurance coverage, especially in the state of Pennsylvania, because of all of the coverage options available. Our staff will help you decide which coverage’s are best for you, and help customize an auto policy that meets your needs. You will receive superior auto insurance protection and excellent service.
“If you give us the opportunity, we will do our very best to save you money and also provide you with the best customer service possible.”
We offer many discounts under the auto insurance such as multi-car, multi-policy, safe driver, over 55 and many more. For example, if you place both your auto and home with the same company you will receive a discount on both policies. Erie Insurance, our major company, rewards their existing customers who have been with them for at least three years with first accident forgiveness. This means no surcharge for an at fault accident.